All alone

Why do I always feel alone ?

Why am I the last one to get picked?

Why does no one wish me on my birthday?

Why does no one ever turn up at my house?

Why do I always end up seeing dejected?

Why does no one ever call or text me?


Is it too much to much to ask for a friend

To talk your heart out ?


With the appointment of Urjit Patel as the new governor of India’s Federal Bank the Reserve Bank of India; I deemed this to be the now or never moment to answer the question posed by a Non-Indian friend. So here it goes.
RBI is the chief monetary institute of India. It has total executive control on the financial aspect of the country. And the governor of this prestigious institution monitors the money flow within the country using many measures such as CRR, SLR etc.
The current hot topics in Indian Economy are,

1. Impact of Brexit

2. Make in India

3. Digital and Skill India

4. R-Exit
R-Exit is the acronym for Raghuram Rajan’s exit. Raghuram Rajan declared that he wouldn’t continue his tenure for another term.
There are various controversies and a lot of theories regarding this.
First, as every citizen knows there was a lot accusations by the ruling party NDA’s Spokesperson, an economist himself Dr. Subramanyam Swamy. Swamy accused Raghuram Rajan of destroying the economy and being an anti-nationalist.
Second is the conflict of  interest. Raghuram Rajan is credited for bringing inflation to an all time low. The basics of economics is, low inflation leads to high unemployment and high inflation leads to low unemployment. There are draw backs in both the scenarios. When inflation is low prices of goods and services are low but you don’t have jobs. When there is low unemployment you have money but the prices of goods and services is at an all time high, thus your real income is actually low. Raghuram Rajan increased SLR and CRR and created deficit credit. Banks were not able to provide loans and could not introduce money to the national flow. During this time the NDA government came up with “Make in India” campaign. That aims to provide employment, boost secondary sector and increase production. This requires money flow. Hence there is conflict of interest.
Third, the RBI works alongside Finance Ministry of India. Tifts between Raghuram Rajan and Arun Jaitley could be seen quite evidently. Raghuram Rajan tried to make RBI more autonomous and have more power but it needed the nod of Arun Jaitley and his ministry. But Mr. Jaitley played hooky. When the Finance Ministry tried to set up independent debt management committee or when it tried to transfer regulatory power of bond market to SEBI (An autonomous institution set up by the centre to monitor and regulate the stock market) the RBI protested.
Thus, the regime of a great governor Raghuram Rajan had a few line ups in the end but under his stewardship the RBI was able to curb inflation to an all time low.
But on the sunny side, Urjit Patel aged 53 will be the youngest governor. He’s an incredibly qualified person with an MPhil from Oxford and PhD from Yale. He headed the committee that worked on reducing inflation. And moreover he’s an eminent economist under Arun Jaitley’s eyes too; which is a good thing because as history taught us it’s better if the Ministry and RBI work hand in hand.
(PS- This is the opinion of the author. There are multiple opinions on this matter and any suggestions or other theories are open for reception) 
Ciao! 😁


Character analysis

​”Who are friends?” 

Are they the ones who laugh at your lame jokes? Are they the ones who know that you are crazy? Are they the ones who pull your leg at every possible moment? Are they the ones whom you are so comfortable you are your true self?

This July I started a new phase of my life, college. It’s quite frivolous at first as your old friends are scattered and you have to make new ones. It feels really sceptical especially when you are making a three week late entry. The first two weeks is quintessential in the first year of your college life. You make your friends and create your peer group. By the fourth week group wars on social media start to spurt. 

So you can imagine my nervousness. I had to fit in, choose the right gang and all of that. Thankfully I’ve made remarkably good progress within a short span! (sigh!)

So, on special demand I’ve been asked to blog about my friends I’ve made so far. So here is my character analysis of them all.

Anagh Mamadapur- The first person to talk to Mr college, but crashed me out by the way he first tried to talk to me. I was alarmed thinking he’d make a pass at me! (Face palm) But then he turned out be my bestie. He is kinda similar with my home bestie Varun coz both of them eat a LOT! But yet never gains weight! I joke telling that I’m 90% sure about 100% of stuff! (Face palm) He gets my sarcasm (Thankfully) (Eye Roll) and his mom’s sweet as candy! And I like hanging out at his place (He’s got strong WiFi!) All in all he’s the proper bestie material for me. (Wink)

Sukanshi- She’s another person like me ‘doesn’t eat but is not zero size yet!’ (She’s in the making though) She’s the clichéd bubbly girl you need in the group. Funny, cheerful, smart and totally joyful and expressive about it! And her Hindi is actually good because she’s not from Mumbai, but the local ‘Ghouti’ Hindi is influencing her. (My Hindi notes!) (Face palm) All in ask she’s a delightful friend. 

Khushali Changel- Well she’s not in my college but she was the organiser the fest. She tolerated our tantrums and was a good sport. She’s highly talented, focused and is a huge help. She gave me information regarding a National Conference and motivated me to participate in it! But the super cool fact about her is that she has spectacle like Harry Potter! (In Reddish Pink though, quite a damper; if it was black then it would have been fabulous) She might get a little tipsy, of you know where I mean (Wink, Wink) but a friend to look up to.

Prerna Nangla- Another person who tolerated us for a whole day, she’s quite the fashionista. Likes to shop. Easy to text. Tolerated us. (Most important one though), and understands and accepts that we are slightly off our rockers. BTW, she’s going to a trek timeout at Ajoba Hills! (You go girl!) 

Anyways, that’s all I could fit in for this article. I’ll try to fit the others in the next time.

Until then,

Ciao! 😁


​It’s been a while since I last blogged. My phone’s display broke and I ended up in a frenzy. I’d been planning to blog about Economics since long but haven’t been able to. And today I just wanted to blog so took a general topic. Basically blogging about last Friday.

Last Friday there was an Economics fest “Arthutsav” at Nagindas Khandwala College, Malad. We’d recurved the info a couple of weeks before and as soon as we got info regarding the great we stayed of chalking out the team. It took us a week to be honest and we were able to submit our entries just in the nick of time (12 his before the deadline to be honest). 

Slightly rephrasing Dr. Sheldon Cooper’s statement “Procrastination thou art a heartless creature” engulfed us. We didn’t bother about it and exactly 4 data before the event a bolt striked me to start getting prepared. I went to Thane, my friend Anagh’s to start off our ppt presentation. My main motive was to collect information and give it to another teammate Srujan who was in charge of designing the ppt. But we ended up taking and did minimal work. 

Come Monday we jovially forgot about the event until Wednesday, when I dragged my teammates to my apartment and prepared a draft of a ppt. Later Srujan took it home for further designing and we all planned to give a demo presentation in front of our Economics department. 

The next day that is on Thursday we have our demo presentation and realised we were far behind, loads of editing was required and the same day we went back to the apartment and did all the edits and Srujan did all of the stunning design and animation back at his place. 

Then Friday the big day came. We decided to meet at Dadar West station and take the local train to Malad. The five of us met 30 mins later than the time we’d planned to meet at. The journey takes about 35-45 mins, giving us loads of time to gossip and talk! 

We get off at Mulund station and the first thing that strikes us is the smell of fish. Even though I’m a vegetarian I have no prejudice out grudges against non-vegetarian food or people. But the smell of sea-food always nauseates me and especially in the morning when you have a big day ahead it’s disturbing. We took an auto cut a deal with the driver and all five of us travelled in the same rick (PS- It’s illegal for a rick driver to board more than three people). 

We were late, the inaugural programme had just started and the college anthem was being played. We stood near the door until the anthem got over later made ourselves comfortable in the LAST seats. 

“Winning isn’t important” (PS- I’m not trying this coz we lost. Infact we won the best college award and I won in every thing I participated in and I was converted the best presenter award)

We had load of fun. We made amazing friends who were organisers too, Khushali Changela and Prerna Nagla. We annoyed the volunteers by pretending to summon them for important reasons but pissed them off by asking them what’s on the menu and such stuff! 

Over in all we had an amazing time. And I’m gonna miss it.

Ciao! 😁


Dog love! <3


We all know that dogs are extremely loyal animals. But one thing that shocks me is that they are loyal, caring and loving to every creature that walks on two legs! I’ve often come across videos where did show unconditional love to primates!

My friend has a golden retriever that LOVES me LOADS! Every time he hears my bi-cycle bell rings he goes bonkers. And he always runs behind me waiting to be smothered!

He’s sometimes extremely annoying and irritating but in the end of the day I love him too.


Ciao! 😁

Happy Ugadi! :D


“Time and tide waits for none.” In this fast track life, years come and go. Happiness and sorrow are a part of it. But yet we remain optimistic and keep our hopes high. Every passing year we wish that we pass through this year with as little scruffles as possible. On this new year day according to the Solar Hindu calendar. I would like to wish you a very happy Ugadi and a prosperous and fruitful year ahead.
Sumedha Samaga

Spell check reacquired!

Once in a blue moon we come across weird sentences that recalled a spell check.

But usually they turn out to be hilarious and give us guy paining laughter.

The popular television host Ellen de Generes did a segment of it in her shoe as well.

And today I came across a sentence that required a spell check quite ardently.


The menu was meant to say plain cheese sandwich but the improv seems ridiculous and stupid.

Comment if you have seen such quirky statements that required a spell check pretty badly.

Ciao! 😁